FACT JACK >>>> LIE OF THE YEAR>>>> IF YOU LIKE YOUR HEALTHCARE PLAN YOU CAN KEEP IT, PERIOD !

CuteOldGuy's Avatar
So the ability to get, have and keep coverage is a huge issue with you? Originally Posted by Doove
And you are just stupid enough to believe it works that way. It doesn't. Regardless what Obama says. Here's a clue. He lies.
CJ7's Avatar
  • CJ7
  • 12-13-2013, 04:42 PM
And you are just stupid enough to believe it works that way. It doesn't. Regardless what Obama says. Here's a clue. He lies. Originally Posted by CuteOldGuy

get someone to read this to you ..



My Insurance Was Canceled — And That’s O.K.

By MELINDA F. EMERSON On Social Media

Generating revenue along with the buzz.


My journey to get a new health insurance policy is just about complete.
As I wrote in my previous post, I received a letter in October canceling my current individual health insurance policy effective Jan. 1. The first decision I had to make was whether to go to the individual marketplace or buy group coverage, as I used to, for my employees.
As it happens, most people on my staff get insurance through their spouse’s employer, and my two single employees have individual insurance. While they expressed interest in group insurance, neither really wanted to take a cut in pay to cover their share of the costs. So I decided to determine how to get insurance for myself.
On the advice of my broker, I tried to apply at HealthCare.gov. But I had the same problems a lot of other people had, and I got nowhere fast. At the end of the process, I couldn’t even tell if my application had been accepted.
I reached out to a health care advocate, Valerie Arkoosh, who is a senior policy adviser with the National Physicians Alliance, after hearing her speak at an event. When I asked if I should give up on the government’s troubled website, she said I should keep trying, partly because the pricing could be better on the site than going through a broker or an individual insurer.
After waiting for the site to be upgraded in November, I decided to go back into the system at the beginning of December. My account had been updated and my application was submitted. As I expected, the site confirmed that I was not eligible for a subsidy. And yet, despite the progress, I still could not see any pricing information or details about the health plans available through the site.
And then I became ill with a sinus infection, which meant I needed to use my existing coverage one final time last week. My co-pay with my primary care physician was $30 (the plan charges $50 for specialists), and I paid $10 for a generic prescription at the local pharmacy. That was in addition to the $613.48, I have been paying each month for my current plan, which was canceled because it does not comply with the Affordable Care Act.
With the Dec. 15 deadline to secure health insurance looming — it has since been extended to Dec. 23 — I had no choice but to move forward. Even though I knew that the plans offered through the government exchange might be cheaper, I decided to check out what my current carrier, Independence Blue Cross, was offering.
Oddly enough, I had trouble with its website, too. So I called the help number, and a customer service representative transferred me to an insurance agent. After a couple of minutes, a pleasant women named Octavia got on the line. What happened next amazed me.
She asked if I qualified for a subsidy and warned that we could not move forward if I did — we would have to wait until the website was working. When I assured her that I did not qualify, she asked me what kind of coverage I wanted. I said Platinum P.P.O., which was the rough equivalent of the policy I had. She said that I would have $10 co-pays and $40 specialist co-pays. Then she asked my age, birth date, gender, address and whether I ever used tobacco. She asked if I was a current customer and for my policy number.
Two minutes later, she said my new policy amount would be — drum roll, please — $443.59 a month. I was shocked and thrilled. It was a savings of $174.84 a month, which is substantial. Octavia said that a paper bill would be generated Dec. 8 and mailed to my house and that it would have to be paid before Jan 1. She gave me her phone number and encouraged me to call her if I had any problems.
While the introduction of the Affordable Care Act and its website was poorly executed, I am delighted that the law has eliminated pre-existing conditions and lowered rates — at least for me. My big question now is whether the law will keep my insurance company from raising my rates arbitrarily in the future. I’ll keep you all posted..
I liked my policy and kept it Fact Jack..
WTF's Avatar
  • WTF
  • 12-13-2013, 08:53 PM
Is that $530.42 a month??!! Originally Posted by Jackie S
Yes it is.
Doove's Avatar
  • Doove
  • 12-14-2013, 06:42 AM
And you are just stupid enough to believe it works that way. It doesn't. Regardless what Obama says. Here's a clue. He lies. Originally Posted by CuteOldGuy
Do people have a better chance of getting, having and keeping insurance now, or before Obamacare.

Simple question.
My family will have the same (identical) health insurance coverage in 2014 that we currently have in 2013.

FACT JACK!
Yssup Rider's Avatar
Well because of all the whining, crying, pissing and moaning, I was given the opportunity to KEEP my $2,000/month policy with the High Risk pool.

I got something way better...and I'm keeping it.

FACT JERK!
Anyone who currently has employer provided group health insurance (greater than 50 employees) will feel the wrath of Obamacare in late 2014; until then those group plans have been exempted from AHCA.

Unions have been exempted as well...............


What's Good For Thee, Is Not Good For Me............Obama family is exempted from his own legislation......

My family will have the same (identical) health insurance coverage in 2014 that we currently have in 2013.

FACT JACK! Originally Posted by bigtex
Brot's Avatar
  • Brot
  • 12-14-2013, 11:05 AM
It was lie. Typical of all the lawyers in DC.

What is true in my case:

To change the renewal date to Dec on the current plans I offer to my employees. Same plans, 23% increase. Similar ACA compliant plans were up to 35% more.

We offer a catastrophic plan with a high deductible for the folks (young) that would not pay for insurance otherwise. I pick up the tab 100% so I can keep them in my small pool which helps keep overall rates down. Those plans are not compliant with ACA so the younger employees will be forced to buy a more expensive plan that we will not be able to cover 100% when my next plan renewal date rolls around.

Pre-ACA where everyone paid the same amount for the same plans the insurance companies have tiered the rates based on age. Example for an older employee, current plan 340.00 per month will cost 580.00 for similar ACA compliant plan.

Additionally my small group still stands on its own so there is still a disincentive to hire anyone that would kill your plan rates (Elderly or people with health issues).

Thanks Washington for helping me be more competitive and opening up the employee candidate pool. I would like to see those pussies in my shoes for a while.
CJ7's Avatar
  • CJ7
  • 12-14-2013, 12:53 PM
It was lie. Typical of all the lawyers in DC.

What is true in my case:

To change the renewal date to Dec on the current plans I offer to my employees. Same plans, 23% increase. Similar ACA compliant plans were up to 35% more.

We offer a catastrophic plan with a high deductible for the folks (young) that would not pay for insurance otherwise. I pick up the tab 100% so I can keep them in my small pool which helps keep overall rates down. Those plans are not compliant with ACA so the younger employees will be forced to buy a more expensive plan that we will not be able to cover 100% when my next plan renewal date rolls around.

Pre-ACA where everyone paid the same amount for the same plans the insurance companies have tiered the rates based on age. Example for an older employee, current plan 340.00 per month will cost 580.00 for similar ACA compliant plan.

Additionally my small group still stands on its own so there is still a disincentive to hire anyone that would kill your plan rates (Elderly or people with health issues).

Thanks Washington for helping me be more competitive and opening up the employee candidate pool. I would like to see those pussies in my shoes for a while. Originally Posted by Brot
apparently that varies from A to B ... another board member, and republican, was honest enough to come forward and tell everyone his company's bottom line would increase saving him 60-65%


change shoes.
CuteOldGuy's Avatar
Do people have a better chance of getting, having and keeping insurance now, or before Obamacare.

Simple question. Originally Posted by Doove
That's not really the issue, is it? But you like to deflect when caught in an indefensible position.

The answer is the average person had a better chance of getting the coverage s/he wanted at a price s/he could afford BEFORE Obamacare.

Obamacare is not, and never has been about providing insurance to the masses, it has always and only been about control.

And you're an asshole. But you know that.

And you're an asshole. Originally Posted by CuteOldGuy
Pot, meet Kettle!
LexusLover's Avatar
Do people have a better chance of getting, having and keeping insurance now, or before Obamacare.

Simple question. Originally Posted by Doove
How can a three part question be "simple"? (Rhetorical question!)

When Obaminable compared his "insurance plan" to the Post Office he was spot on. When he recommended prescribing pain killers to a heart patient, he revealed the limits of his medical knowledge and empathy for the suffering ... both patients and family.

When he lied to the U.S. voters about keeping their insurance and their primary doctors, he demonstrated his capacity to deceive the U.S. voters in order to "get what HE wanted." His intent to deceive is proven by the numerous "exemptions" passed out to his political supporters and favorites ... e.g. the unions....which includes the Federal employees.

And it doesn't matter whether one has anything now in the way of "insurance" ... that is more lies ... the GREAT LIE has taken insurance away from people and replaced it with what they were not asking for in the first place .... neither you, "Dove," or your Master-Obaminable have the right to tell others what they want and what they can have .. and then lie to them ....................... "you have "insurance" " ...
LexusLover's Avatar
My family will have the same (identical) health insurance coverage in 2014 that we currently have in 2013.

FACT JACK! Originally Posted by bigtex
Me too! Big Fuckin' Deal!

Obaminable-Careless fixed BT up! The rest of you peasants can fuck off!!! Happy New Year!

I got it BT!!!! Which is why your man's numbers a plummeting!