This is exactly why a single payor system is the answer. Originally Posted by Yssup RiderHow exactly is shuffling the deck chairs of the Titanic going to change anything? Regardless of whether insurance coverage is provided by private insurers, or through a gov't funded single payer system, there are still tens of millions of Americans who will take MORE from the insurance pool than they pay in, placing the burden of paying for their care squarely on the shoulders of everyone else.