I only accept Zelle because Im reading so many alerts about guys using Pay Pal, Cash App, Venmo and others that allow linking to a credit card, seeing someone for multiple hours, paying with one of those apps, then doing a chargeback weeks later and getting their money back.
Zelle can only be linked to a real checking or savings account and its very hard for thieves to get their money back and pull this scam
"All users need is their bank's app to send and receive money. Zelle will launch a standalone app later this year. Like other apps, sending and receiving payments typically happens within minutes. Debit cards or checking and savings accounts can be used, but not credit cards.Aug 14, 2017"