THE NEW WHITE ENVELOPE?

I would be concerned of charge-backs with PayPal or any other 3rd party payment processor. Credit card companies and banks usually side with their customer.

Would hate to meet a client who had buyers remorse, or whose wife found out and caused trouble.... lots of reasons to do a charge-back!

Also, if escorting is counted as an "adult business" there are extra fees charged to accept Visa/Mastercard (which could explain why PayPal freezes adult business accounts - since they act as a payment processor for Visa....)....

I just try to avoid accepting payments & deposits that way; although if accepting a small amount from a verified account, it can be a way to screen the guy.
atlcomedy's Avatar
I don't see how this doesn't create a paper trail...not that that is the worst thing in the world for some people...after all many people use credit cards for their adult activity.

That said, I still like the Green Dot refill pack as a discreet way of giving a deposit and/or paying for a session if cash isn't an option. You buy in cash a refill pack in a denomination of your choice at your local convenience store. You email her a code number. She uses the code to deposit into her GD account (&confirming the money is there). She can either use as a debit card or can withdrawal the money at an ATM. Neither party needs to disclose to the other personal info.
pyramider's Avatar
A consulting business can take in a whole lot of territory . . . just sayin' . . . Originally Posted by SlowHand49

I have been known to seek private counseling or consultants.
Listen,

PayPal WILL ban you for life, by your Social Security Number if you have your account related with anything ADULT related. It could be a website linked to some naughty photos, have nothing to do with providing, but they will ban you.

It is in the fine print on their website, that PayPal will NOT associate with any type of adult content, legal or not.

How do I know? Because they banned me by my SSN because there were too many incoming links from my website. Yes, they do track that.

So if you do decide to use PayPal for that, do NOT have anything about paypal stated on your website.

I cannot use PayPal ever again, even for anything personal. It sucks.

Read the fine print before you do stuff LOL!

As for the tax stuff, just list the incoming money as 'donations' for a 'seperate' website that has nothing on it....create a phoney free one and put something stupid on it.
Listen,

PayPal WILL ban you for life, by your Social Security Number if you have your account related with anything ADULT related. It could be a website linked to some naughty photos, have nothing to do with providing, but they will ban you.

It is in the fine print on their website, that PayPal will NOT associate with any type of adult content, legal or not.

How do I know? Because they banned me by my SSN because there were too many incoming links from my website. Yes, they do track that.

So if you do decide to use PayPal for that, do NOT have anything about paypal stated on your website.


I cannot use PayPal ever again, even for anything personal. It sucks.

Read the fine print before you do stuff LOL!

As for the tax stuff, just list the incoming money as 'donations' for a 'seperate' website that has nothing on it....create a phoney free one and put something stupid on it. Originally Posted by Cece Sinclaire
It's those little things. You don't even need to have another site set up, just don't link it to anything adult.
ANONONE's Avatar
Listen,

PayPal WILL ban you for life, by your Social Security Number if you have your account related with anything ADULT related. It could be a website linked to some naughty photos, have nothing to do with providing, but they will ban you.

It is in the fine print on their website, that PayPal will NOT associate with any type of adult content, legal or not.

How do I know? Because they banned me by my SSN because there were too many incoming links from my website. Yes, they do track that.

So if you do decide to use PayPal for that, do NOT have anything about paypal stated on your website.

I cannot use PayPal ever again, even for anything personal. It sucks.

Read the fine print before you do stuff LOL!

As for the tax stuff, just list the incoming money as 'donations' for a 'seperate' website that has nothing on it....create a phoney free one and put something stupid on it. Originally Posted by Cece Sinclaire
Cece, Paypal dropped the ban on adult items about a year ago. It is now Kosher.
PayPal Acceptable Use Policy
Last Update: Mar 10, 2010
Print

You are independently responsible for complying with all applicable laws in all of your actions related to your use of PayPal's services, regardless of the purpose of the use. In addition, you must adhere to the terms of this Acceptable Use Policy.
Prohibited Activities

You may not use the PayPal service for activities that:
  1. violate any law, statute, ordinance or regulation
  2. relate to sales of (a) narcotics, steroids, certain controlled substances or other products that present a risk to consumer safety, (b) drug paraphernalia, (c) items that encourage, promote, facilitate or instruct others to engage in illegal activity, (d) items that promote hate, violence, racial intolerance, or the financial exploitation of a crime, (e) items that are considered obscene, (f) items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction, (g) certain sexually oriented materials or services, or (h) ammunition, firearms, or certain firearm parts or accessories, or (i) ,certain weapons or knives regulated under applicable law
  3. relate to transactions that (a) show the personal information of third parties in violation of applicable law, (b) support pyramid or ponzi schemes, matrix programs, other “get rich quick” schemes or certain multi-level marketing programs, (c) are associated with purchases of real property, annuities or lottery contracts, lay-away systems, off-shore banking or transactions to finance or refinance debts funded by a credit card, (d) are for the sale of certain items before the seller has control or possession of the item, (e) are by payment processors to collect payments on behalf of merchants, (f), are associated with the following Money Service Business activities: the sale of traveler’s checks or money orders, currency exchanges or check cashing,or (g) provide certain credit repair or debt settlement services
  4. involve the sales of products or services identified by government agencies to have a high likelihood of being fraudulent
  5. violate applicable laws or industry regulations regarding the sale of (a) tobacco products, or (b) prescription drugs and devices
  6. involve gambling, gaming and/or any other activity with an entry fee and a prize, including, but not limited to casino games, sports betting, horse or greyhound racing, lottery tickets, other ventures that facilitate gambling, games of skill (whether or not it is legally defined as a lottery) and sweepstakes unless the operator has obtained prior approval from PayPal and the operator and customers are located exclusively in jurisdictions where such activities are permitted by law.


Activities Requiring Approval

PayPal requires pre-approval to accept payments for certain services as set out in 6 above and detailed in the chart below.
Service Requiring Pre-Approval Contact Information Airlines and scheduled or non-scheduled charters/jets/air taxi operators; collecting donations as a charity or non-profit organization; dealing in jewels, precious metals and stones; acting as a money transmitter or selling stored value cards; selling stocks, bonds, securities, options, futures (forex) or an investment interest in any entity or property; or providing escrow services. Please send contact information, business website URL and a brief business summary to compliance@paypal.com Offering online dating services; providing file sharing services or access to newsgroups; or selling alcoholic beverages. Please send contact information, business website URL and brief business summary to aup@paypal.com

More Information

To learn more about the Acceptable Use Policy, please refer to our Help Center.


Transactions on eBay

When using PayPal's services in support of eBay transactions, you must comply with all of these guidelines and eBay's Prohibited and Restricted Items rules found here - http://pages.ebay.com/help/policies/items-ov.html.


Violations of the Acceptable Use Policy

We encourage you to report violations of this Acceptable Use Policy to PayPal immediately. If you have a question about whether a type of transaction may violate the Acceptable Use Policy, you can email PayPal's AUP Compliance Department at: aupviolations@paypal.com.


Copyright © 1999-2010 PayPal. All rights reserved.
Information about FDIC pass-through insurance
ANONONE's Avatar
Go to any adult auction on eBay and you will see Paypal being accepted. eBay now owns Paypal and that switch was made last year with the sole purpose of being able to get a cut of those adult item sales and to allow adult services merchants on eBay to pay their seller fees with Paypal. Once the management there figured out just how much money they were losing by forcing sellers of adult items to only accept money orders they changed their tune. When other non-eBay sellers complained that the exemption was discriminatory they even lifted the adult ban for non-eBay traffic. The statement about illegal and obscene is simply a disclaimer to insulate them from folks that push past those boundaries and do something especially heinous. Paypal does not want the blow-back on them for someone selling drugs or child pornography for instance.

Sure, the hobby is illegal so obviously it is covered in that document. The point is, they are currently running under a "don't ask, don't tell" policy. In other words, they don't want a subpoena if you get arrested, and they are pretty much teling you up front they will throw you under the bus. Guess what. . .you will see that same language on your checking account and credit card fine print. If you are using their services to conduct illegal activity--including depositing the cash from your last white envelope into the ATM--they too will cooperate with authorities and throw you under the bus.
That's eBay, I just logged into my paypal account to copy that text onto this site.
ANONONE's Avatar
Paypal is eBay. That is just a disclaimer. The idea here is, "if you use our services to do something illegal we can't be held responsible for it."

They do sometimes have a quirky enforcement though. For instance, once Ginger Lee gave me a pair of her panties. Not sure why she did it. I am not a big fan of dirty laundry, but then I found out it is apparently quite a fetish. I tried selling a couple of her videos packaged witht he panties. I was told that violated their policy. There was no sanction on my account, they simply reversed the transaction and informed the buyer. They were quite polite about it, and the lady even told me it would be fine to sell the videos, just not the panties. Apparently they aren't fans of dirty laundry either. I have an SO so sadly, the panties went in the trash far away from my house. Not sure what I could have done with them anyway--they were way too small.
atlcomedy's Avatar
Cece, Paypal dropped the ban on adult items about a year ago. It is now Kosher. Originally Posted by ANONONE
Amazing how everyone eventually appreciates the importance of the "Adult" segment to the "commerce" part of "e-commerce"
pyramider's Avatar
Paypal accepted payment for adult auctions, then ebay bought Paypal and stopped it. It took several years of losing revenue to realize that there was more money to be made from adult auctions. The Paypal started accepting payments for adult auctions again.
Paypal processes funds for adult auctions on eBay. Other paypal transactions not done through eBay should not be linked to anything adult. It's not fucking rocket science.
It's not even bottle rocket science!
Rae Monroe's Avatar
While I appreciate the idea of it too many ladies can get in trouble that way. You have to use your real name to sign up unless you have a business license and have a bank account that you can deposit checks or payments in your business name.

I much prefer money pak. It is the best way to make sure you're getting the $ and paying without the hassle or the little white envelope.