I'll chime in on this one. The fully dressed on greeting provider makes me happy. If you think about it, you get to put that experience on your RL conquests list. When I actually cared to hit on Woman IRL, I met a girl at a networking event. Talked to her for a bit, and that moved on to meeting up after the event. Did some good work, and one thing leads to another and I was in her room.
Now as soon as she started to get "Comferatable" to use hobby vernacular... I noticed something. She had a body exactly like:
https://eccie.net/providers.php?do=view&id=104278
Right then and there I decided I like it when providers are dressed as civilians. I may have taken a couple of other stabs IRL. Either way it works well. If a provider reminds you of a particular RL conquest, then even if the provider does not wow you, you get a visceral reminder of that RL time. If you see a provider that may not be exactly what you want, but it is exactly what is available in your situation, you get that same reminder, with the benefit of a blow job.
Just something to think about wen deciding. Most of these girls either make a show of getting undressed or can do it in 5 seconds flat. Either way, its the sprinkles on the Sunday.