WTF,
The problem is that most photographers have to take all the jobs they can to get by, and the real money is in shooting high volume work for schools. My brother is in the process of retiring as a photographer after 30 years and always declined (well, almost always) shooting nudes etc. because if word gets out his rice bowl gets broken.
If the lady is still trying to change backgrounds I just got "Remask 2" from Topaz Labs, it's a plug in for photoshop that speeds up the process of isolating a subject from a complex background pretty well. Something she might want to investigate.
This is a shot Lindsy Lacy emailed to me for play, she was stradling a massage table in front of a solid red wall (not the best color to extract against).
This probably isn't the sort of background this lady wants but it shows how well the software handles the fly away hair etc.
Regards,