STATE BY STATE GUIDE TO PRICE INCREASES UNDER OBAMACARE

CuteOldGuy's Avatar
Who knew? Assup is a Republican.
It whoever protect is ass
Here's an article that probably hits it just about right. Some will pay more, some will pay less. But, please whirlytard....keep bleating like the stupid ass you are.....

http://money.cnn.com/2013/09/25/news/economy/obamacare-premiums/

Myth: My health insurance premiums will increase under Obamacare.



Reality: Some people may pay more, and some people may pay less. It really depends on who you are and where you live.

For those buying their own insurance, we won't know the full array of premium prices until the state-based insurance exchanges open for enrollment on Oct. 1.

But here's what's clear:
People who currently pay little for a bare bones policy with a very high deductible will likely see their monthly insurance tab rise. Young men, who often pay little for insurance since they rarely go to the doctor, will also likely see a bump in their premiums.

But many older Americans will probably end up paying less. That's because Obamacare mandates that older enrollees can't pay more than three times the amount of younger participants. Nowadays, it's typical for them to pay five times more than younger members
.
People with chronic conditions are also paying through the roof today, if they can even get coverage at all. Their rates will go down because younger, healthier residents will enter the risk pool. And lower-income Americans will be entitled to federal subsidies that could greatly lower their monthly burden.

Where you live will also have an impact on rates. In New York, for instance, average premiums for 2014 will fall by half since the state already requires many of the Obamacare provisions, which keeps insurance pricey in the Empire State today.

But in lightly-regulated states, such as Ohio and Florida, premiums will likely soar since insurers there will no longer be able to exclude the sick and will have to offer more comprehensive policies.
According to data released Wednesday by the Obama administration, premiums will cost less than predicted. The national average premium for the benchmark plan will be $328 before subsidies, 16% less than projected by the Congressional Budget Office. The benchmark is the second-lowest cost "silver" policy for 48 states, upon which federal subsidies are based.
Related: Is a $2,000 deductible 'affordable?'

Still, few insurers have revealed their full selection of plans and prices. So CNNMoney took a look at the plans provided by one insurer, Physicians Health Plan of Northern Indiana, to give consumers a better idea of how things will change.

Our analysis found that 21-year-old men will pay a lot more for an exchange plan, but 42-year-old women and 62-year-old men will shell out less for a silver-level plan that comes with a $2,500 deductible and a roughly $25 co-pay for office visits.

Under this scenario, a young man's monthly rate will rise to $214 on the exchange next year, up 63% from today. The woman, however, will pay $284, a drop of more than 7%, while the older man will be charged $615, a nearly 6% decrease. This is because Obamacare requires that women pay the same amount as men and limits rate hikes on older participants.
A recent Kaiser Family Foundation report of 18 state exchanges found that premiums were running lower than the Congressional Budget Office had predicted. But since there's a wide variation of what people pay for individual insurance today, it's hard to know how Obamacare will affect you until you sign up.

Related: Employers play Obamacare blame game
It's a little more complicated if you get your insurance through your job. The law doesn't actually call for any changes to existing employer-based plans for 2014. But some big companies are choosing to make changes to their plans as a result of increasing costs under Obamacare, such as extra taxes and fees. Some are dropping coverage for spouses who can get insurance elsewhere. Others are funneling part-timers to the exchanges.
As for employee premiums, Obamacare is not having a direct effect right now. Employees are contributing nearly 6% more for health insurance for their families in 2013, according to the annual survey conducted by the Kaiser Family Foundation and the Health Research & Educational Trust. But the rate of growth has actually been slowing in recent years.
CuteOldGuy's Avatar
Well thank you, TimmyBoy, for that enlightening article PROVING Obama lied. Glad to see you are starting to see the light.
Well thank you, TimmyBoy, for that enlightening article PROVING Obama lied. Glad to see you are starting to see the light. Originally Posted by CuteOldGuy
COG, you live in an alternate universe. You can continue to bleat about Obama or you can get on board the unstoppable train of universal health care for all.....because it is undeniably the right thing to do.

50 years from now people like you and Whirly and the rest of the retards on here who oppose the healthcare bill will be viewed as being the same as folks that opposed civil rights. People will look back and say "Were there really idiots that were in opposition to the idea that every single citizen of the United States of America should be entitled to receive basic medical care?"

And, you...along with your buddy Whirly'tard,, and the other idiots you are aligned with here (the level of idiocy you align yourself with must bother you at least a little bit) will be the folks who were on the wrong side of the equation. Enjoy and sleep soundly tonight moron.
CuteOldGuy's Avatar
Undeniably the right thing to do? Because YOU say so, TimmyBoy? I think I see your problem here.
CJ7's Avatar
  • CJ7
  • 10-17-2013, 11:29 PM
Well thank you, TimmyBoy, for that enlightening article PROVING Obama lied. Glad to see you are starting to see the light. Originally Posted by CuteOldGuy

if you're saying Obie promised EVERYONE would save $$, prove it

in the long run everyone that pays taxes will save $$ simply by allowing people to get off the free clinic and county hospital tit (that have LONG lines outside the days they are open) and carry an insurance card to a Drs office

too deep for ya huh?

too deep for ya huh? Originally Posted by CJ7
The toddlers wading pool is too deep for Hanoi COG.
Yssup Rider's Avatar
Yeah, lowering the cost of healthcare by cutting out waste and making the system more efficient.

sounds like a Republican plan ... Irony....

Of course, whiny, you should feel FREE to take the LIBERTY to continue to rot in your bunker. Pay the fine and stay obstinate. Nobody will find you for two weeks.

Do yourself a favor. Take the first step. Put away the HO Hos and walk around the fucking block, Jabba! Us taxpayers are fucking tired of shouldering the burden for you and your ilk!
Chica Chaser's Avatar
if you're saying Obie promised EVERYONE would save $$, prove it Originally Posted by CJ7
if you're saying Obie promised EVERYONE would save $$, prove it

in the long run everyone that pays taxes will save $$ simply by allowing people to get off the free clinic and county hospital tit (that have LONG lines outside the days they are open) and carry an insurance card to a Drs office

too deep for ya huh? Originally Posted by CJ7
I think it's to deep for you. How am I saving money allowing people to get off the free clinic tit? Have you seen any results from your claim yet? Iam seriously asking, cause we don't know how Obamacare is going to affect Healthcare in this country yet.
ftime's Avatar
  • ftime
  • 10-18-2013, 12:52 AM
Has anyone factored in subsidies in these "absolute" rates. A female friend who is 29 and in college is currently paying $214 for her insurance. With her subsidy it will drop to $86 Jan. 1.
CuteOldGuy's Avatar
Thanks, CC. But facts have never mattered to CBJ7.
Yssup Rider's Avatar
I think it's to deep for you. How am I saving money allowing people to get off the free clinic tit? Have you seen any results from your claim yet? Iam seriously asking, cause we don't know how Obamacare is going to affect Healthcare in this country yet. Originally Posted by acp5762
hey GOOOOOBER. How "free" are the free clinics and ERs?


You're amazingly dense for a guy in a robe.