Purchases made with a debit card where you sign for the transaction (no pin used) are as just as protected as those made with a credit card. You are out the money until they credit your account but most banks (Chase, BofA, etc) do it in 48 hours or so. Originally Posted by Boltfanthat's correct, i had a Visa backed debit card that got counterfeited by some dudes in Italy .. yes Italy and it was tied to my savings account, they got $9,000. i got it all back in a few days. now my debit card isn't tied to any other account for overdrafts, they could only get what's in the account at the time which i keep under $200 or so at any time.
They would have to have someone at these places that are participating, ... Originally Posted by BoltfanOk, that's what I thought but it didn't seem to compute. In other words, the OP was ripped off by a sales clerk who had to have connections willing to use their employee ids to do manual processing of stolen card details at Toys R Us, Wal-Mart, AND Target – or else who had access to card counterfeiters. Hmmm...
Sorry, that sucks, wouldn't wish bad shit Lile that on anyone. Good to hear youll be credited back the full amount.
I did get a kick out of the above statement. I would think of all the things a thief might spend your money on, buying kids Christmas presents would be about the best possible scenario. I thought I read you wrong the first time, had to read it twice. Are you The Grinch? That might explain the other thread, too. Now it's all coming together.Originally Posted by TheBizzer