Sex workers can now apply for health insurance without negative repercussions

@GlobeSpotter, PM me.

These are facts. Regardless of premiums and subsidies, the plans are expensive to use for just about everybody.

Deductibles on the cheapest ACA plans are $3000 for an individual and $6000 for a family. After
The deductible is met it goes to co insurance with the maximum out of pocket for an individual at around $6000 before it pays 100% and over $12,000 for a family---- for the cheapest Bronze plans.

Also
On some of the bronze plans Rx co-pays have been eliminated. So each individual must pay $3000 before the plan even kicks in. The family at $6000 before the plan pays one dime.

The Feds basically told us all that we now insure ourselves for up to $12,000 for a family. If no subsidy the plans are expensive.

If you only look at the deductibles I do not know many folks who have $3000 individual and $6000 a family as disposable cash just to pay deductibles.

The plan designs are horrific and you can tell they were designed by beuracrats who could care less about the middle class than the rhetoric they spout. ACA is a very onerous plan and the worst is yet to come. Those of us with corporate benefits will see premiums rise and benefits decrease in 2015 when the employer mandate kicks in.

We needed reform but not this monstrosity of a bill. This is bad legislation with terrible consequences for US citizens. So how can these plans with such exorbitant out of pocket costs help? It puts care out of reach for the very people it was supposed to help. The out of pockets and deductibles simply hurt the poor and the low income earners badly. This does not even consider higher premis for non subsidized insureds. How does this help anyone but the Fed and the big insurance companies?

This is nothing but corporatism/ socialism. Originally Posted by Jericho99

I used to be a "pay as you go" person for medical care, but I calculated the tax penalty for not having health insurance vs. whatever benefit I might get from it, looked at the plans to see who paid what, and went ahead. The bronze plans have high deductibles, yes, but you really have to wade through them, go to the individual websites of the carriers, call and ask questions, do the research. There are plans with "caps" that limit how much a doctor or clinic can charge for visits, tests, procedures (although you may have to pay the difference depending upon your heathcare providers' policies), and there are carriers that have agreements with some pharmacies for cheaper medications.

My result: I'm paying less now for my check-ups and prescriptions than I was without the insurance, so that makes up for the premiums. However, I agree that the whole program is just a big bull in ta china shop and needs to be severely streamlined and/or restructured.

Fancy.....did you have any coverage before this plan?

It would be fun to compare our costs for apple apple plans but my quotes are family....thinking your dogs don't count.....mine was excluded.

But I am pleased that the a portion of the 18k that I sent to them last year went to you. Honest.

Maybe if I'm in you're area, I could stop by and you could thank me with a blow job.

Out of the 18k i paid in, i got less than 1k in benefit with almost 5k out of pocket.

Edit: i was an RCH late.




(Red cunt hair)

These are facts. Regardless of premiums and subsidies, the plans are expensive to use for just about everybody.

Deductibles on the cheapest ACA plans are $3000 for an individual and $6000 for a family. After
The deductible is met it goes to co insurance with the maximum out of pocket for an individual at around $6000 before it pays 100% and over $12,000 for a family---- for the cheapest Bronze plans.

Also
On some of the bronze plans Rx co-pays have been eliminated. So each individual must pay $3000 before the plan even kicks in. The family at $6000 before the plan pays one dime.

The Feds basically told us all that we now insure ourselves for up to $12,000 for a family. If no subsidy the plans are expensive.

If you only look at the deductibles I do not know many folks who have $3000 individual and $6000 a family as disposable cash just to pay deductibles.

The plan designs are horrific and you can tell they were designed by beuracrats who could care less about the middle class than the rhetoric they spout. ACA is a very onerous plan and the worst is yet to come. Those of us with corporate benefits will see premiums rise and benefits decrease in 2015 when the employer mandate kicks in.

We needed reform but not this monstrosity of a bill. This is bad legislation with terrible consequences for US citizens. So how can these plans with such exorbitant out of pocket costs help? It puts care out of reach for the very people it was supposed to help. The out of pockets and deductibles simply hurt the poor and the low income earners badly. This does not even consider higher premis for non subsidized insureds. How does this help anyone but the Fed and the big insurance companies?

This is nothing but corporatism/ socialism. Originally Posted by Jericho99

Social security is also socialism but I'm sure you love those checks. Lol

Now tell the full story on ACA. Sure some will pay high deductibles but it largely depends on participation in the coverage area. I admit its not perfect but it is a good step in the right direction to help lower overall HC costs.

Most consumers will have their out-of-pocket costs subsidized, as well. About 80% of those who bought insurance plans on the federal and state exchanges last year got subsidies that offset the amount of out-of-pocket costs they would have to pay, including for the deductible. But those who make more than 250% of the federal poverty limit in most parts of the country would have to pay for all of their non-preventive health care up to $6,600 for a single person or even $13,200 for a family. A single person who earned about $30,000 a year would be over 250% of the federal poverty limit.

http://www.usatoday.com/story/news/n...tion/20557617/

Did all the mods tap out?


coed is seriously fucked up.

Social security is also socialism but I'm sure you love those checks. Lol

...... Originally Posted by Zanzibar789

I started paying in at age 16.

I've paid in the max since my 3rd year after college.

I'd rather have that cash with the rest I've saved.

The check I'll receive was from my fuckin money.

Tbone - family plans do not cover "nieces"... LOL

So much politics here in coed - take it to the appropriate forum.

I am shocked any good provider or stripper could qualify for a subsidy unless they don't report their income correctly. Even by doing that they would have to almost report nothing. Then the kids get kicked onto the CHIP/Medicaid plans. Then you have just the provider/dancer left and they end up getting almost no subsidy anyway. As Fancy said you could get insurance before by just saying you were a model or entertainer.

Those of you getting on ACA plans that want a hospital or doc you would want to go to should avoid the HMO or Advantage plans. Go with the PPO. I know it is more but what is the point of having insurance if you have to go to unqualified docs to use it and hospitals nobody has heard of, its insane to live in Houston and not be able to go to Memorial and/or Methodist Hospitals and Docs.

Fancy.....did you have any coverage before this plan?

It would be fun to compare our costs for apple apple plans but my quotes are family....thinking your dogs don't count.....mine was excluded.

But I am pleased that the a portion of the 18k that I sent to them last year went to you. Honest.

Maybe if I'm in you're area, I could stop by and you could thank me with a blow job.

Out of the 18k i paid in, i got less than 1k in benefit with almost 5k out of pocket. Originally Posted by GlobeSpotter

Hehheheh, you are thinking like a politician now!

I did have 100% company-paid health insurance for many years, then employer-subsidized coverage through a relative who was laid off, then god-awful-expensive COBRA for 18 months, then nothing for a couple of years, which scared me. Kept having those "worst case scenario" nightmares about getting some exotic chihuahua disease that I couldn't afford to have treated, dying under the doghouse, and my wee woofs eating my carcass because there was no one to feed them.

The bronze plan I pay for now is by far substandard to what I had before, which I'm sure would've been considered gold or platinum, but actually, it is better than what I expected when I first heard about this mess.

.....
Those of you getting on ACA plans that want a hospital or doc you would want to go to should avoid the HMO or Advantage plans. Go with the PPO. I know it is more but what is the point of having insurance if you have to go to unqualified docs to use it and hospitals nobody has heard of, its insane to live in Houston and not be able to go to Memorial and/or Methodist Hospitals and Docs. Originally Posted by BarronVonEccie

Nice try but the doctors you want won't be on any obamacare plan. Zanz's King lied to you.

Only one of our eight doctors was on my 18k silver ppo plan. (Edit: that doc happened to be a medicaid doc....that's why)

Last year I received a letter from St. Lukes warning me of the contract expiration date with Aetna. I don't know the outcome of that one.

Let's put it in whore board terms even Zanz can understand: these insurance companies are now basically administrators.....bookers.... .pimps.

We all know about pimps.

Hehheheh, you are thinking like a politician now!
..... Originally Posted by Fancyinheels

I won't cum in your mouth......



...... I promise.

Edit: now I'm talking like a politician.

Nice try but the doctors you want won't be on any obamacare plan. Zanz's King lied to you.

Only one of our eight doctors was on my 18k silver ppo plan....
Originally Posted by GlobeSpotter

... I am shocked any good provider or stripper could qualify for a subsidy unless they don't report their income correctly. Even by doing that they would have to almost report nothing. Then the kids get kicked onto the CHIP/Medicaid plans. Then you have just the provider/dancer left and they end up getting almost no subsidy anyway. As Fancy said you could get insurance before by just saying you were a model or entertainer.

Those of you getting on ACA plans that want a hospital or doc you would want to go to should avoid the HMO or Advantage plans. Go with the PPO. I know it is more but what is the point of having insurance if you have to go to unqualified docs to use it and hospitals nobody has heard of, its insane to live in Houston and not be able to go to Memorial and/or Methodist Hospitals and Docs. Originally Posted by BarronVonEccie

Yeah, I was ticked off about having to give up both my regular doctor and my dentist (I took dental coverage, too, and it has definitely saved me some bucks) since they weren't on the plans, but so it goes. The new ones I have are perfectly okay. The difference might be compared to lettuce vs. endive.

Btw, never said that I had a subsidy. I had to study, digest, and regurgitate the menu to some of my friends and relatives, who looked at it and threw their heads up in disgust. It can be complicated, but I was a natural-born "paper-pusher" back when everything WAS on paper. (At least computers are saving the trees.) My premiums are still cheaper than the quotes I was getting off-market.

Many providers do qualify for subsidies depending upon their tax circumstances and what plan that they choose. Believe it or not, most of us ain't getting rich here, folks.

I thought we were talking about whores here....I have awesome fucking health coverage from my employer so I don't give a shit either way....

I thought we were talking about whores here....I have awesome fucking health coverage from my employer so I don't give a shit either way.... Originally Posted by Russ38

Your days are numbered Russ. Soon you'll be worshiping Hitler and renting your body to fat bald woman with hairy backs.

oh wait

Hobby providers should be a covered insurance expense. I relieve stress, and I know that the gents certainly have a healthier attitude about life when they leave MY office.

Fancy.....I know you speak with a shamrock green accent. But with your TDL, I think you could have been on the Texas risk plan for about 500/month.

Edit: or for fucktards, $$$$$/month ..... a stripper can calculate how many songs that would be.

That plan lands somewhere between obama gold and the plan Russ is soon gonna not have.

Complete with doctors that have more than a pulse.

Edit: before nobamacare.....Texas planned closed.