What this says is the AMOUNT of subsidy is based on your second lowest cost silver health plan. There's people living on Bronze health plans man, Silver one's are actually pretty good. Are you advocating that she should be on a Gold or Platinum plan now? Sorry but someone making 24K a year can't do that. I thought this entire thing was about socialism?
Originally Posted by shanm
9th bullet point
• Cost sharing reduction subsidies are only Available On Silver Plans.
A 24 year old can probably get by on a Bronze plan HMO and be comfortable paying $150/month for crap insurance.
Things change at twice that age.
HMO's are a pain in the ass just like trying to find affordable insurance with all the caveats and smoke and mirrors. You've got to get authorization to get a fucking hangnail removed on an HMO. Been there, done that back in the 80's. It ain't worth the hassle. Have a hemorrhoid or some other non life threatening issue they'll have you driving all over Houston til you just get fed up with the process and deal with it on your own.
And you're right, it is about socialism. The OP is about health care costs cutting the deficit. Why is that? Because more people are on their own insurance instead of medicaid. Great! Except that many of us are paying more for less so that those others can get off medicaid though government subsidies paying for private insurance. Out of one pocket into the other... Anyway you look at it it's just income redistribution.