Congrats - You Get to Keep Your Bad Apple Policies

CJ7's Avatar
  • CJ7
  • 11-17-2013, 11:24 AM
Serious question. What makes an insurance policy a "bad apple" policy? What do they fail to cover? Originally Posted by CuteOldGuy
pre existing conditions and spending caps come to mind ... no so much bad apple as less coverage ... an American patriot like you should want less coverage for your money, right?
JD Barleycorn's Avatar
An American Patriot (what does that make you CJ?) wants a choice in what they buy. Unlike you Stalinists, we American Patriots think we can make some informed decisions for ourselves without state planning which didn't work in the 1930s or last month. Those bad apple policies you are so concerned about (thank you for your deep concern by the way) are what we paid for. If I don't have any children then I don't buy the pediatric dental plan, if I don't have a wife (or uterus) then I don't see a real need for Ob Gyn coverage, if I do worry about cancer then I can pay some more to get a rider policy. Do you really (I mean REALLY) think that Obama or some bureacrat is going to be aware of what I am afraid of and force me to pay for other than that coverage. Trick question! Yep, they are going to FORCE me to pay for what they think is in my best interest and that is un American.
CJ7's Avatar
  • CJ7
  • 11-17-2013, 11:46 AM
An American Patriot (what does that make you CJ?) wants a choice in what they buy. Unlike you Stalinists, we American Patriots think we can make some informed decisions for ourselves without state planning which didn't work in the 1930s or last month. Those bad apple policies you are so concerned about (thank you for your deep concern by the way) are what we paid for. If I don't have any children then I don't buy the pediatric dental plan, if I don't have a wife (or uterus) then I don't see a real need for Ob Gyn coverage, if I do worry about cancer then I can pay some more to get a rider policy. Do you really (I mean REALLY) think that Obama or some bureacrat is going to be aware of what I am afraid of and force me to pay for other than that coverage. Trick question! Yep, they are going to FORCE me to pay for what they think is in my best interest and that is un American. Originally Posted by JD Barleycorn

I know this is a little hard for you to understand, but AHC is based on the needs of over 30 million people, and not just you alone ... if the coverage is in your policy and you don't need it, so what... , you may never get pregnant but you might get so sick you'd appreciate a policy that wouldn't shut down because it spent all the money it said you coould



you buy a cable package to get the channels of your choice, that package has 200 cahnnels ..how many of those channels do you ignore...

AHC is a complicated thought process JD, well above your capability ... stick to simpleton bitching, it suits you well.
Yssup Rider's Avatar
he's not even good at that, CJ. He's complaining that the left can dish it out but the right can't take it.

He's butt hurt.
CJ7's Avatar
  • CJ7
  • 11-17-2013, 12:12 PM
is obvious the right wants to pick their own policy that tells them what they cant do ..


ironic aint it?
Are you sure about that? Do you believe your insurance company has your interests at heart? I think it probably does whatever it can to pay as little as it can get away with. Have you ever known a claims adjuster and had a few drinks with him, and he spoke his mind? If you did, he might admit how much he loves beating the numbers... Originally Posted by Bert Jones
Well probably not. I just hope my Doctor has my best interest in mind. Am I a villan for having Health Insurance for the past 25 plus years that Iam able to afford and was also included in my retirement. Iam lucky at this point in my life I have no serious Health problems. Do I need to dump my current Health Plan and get on the exchange? If I did what would be the substantial difference?
Yssup Rider's Avatar
You never did have to get in any exchange, GOOOOOB!

You know, this shit is getting real tiresome.

The right wing knuckle men still don't understand how the exchanges were set up or were supposed to work.

So much caterwauling. So much screaming. So little understanding.

OK, GOOOOOB, if it makes you feel better, YOU NEED TO BUY NEW INSURANCE THROUGH THE GOVERNMENT. (Fucking hayseed idiot)
JD Barleycorn's Avatar
I know this is a little hard for you to understand, but AHC is based on the needs of over 30 million people, and not just you alone ... if the coverage is in your policy and you don't need it, so what... , you may never get pregnant but you might get so sick you'd appreciate a policy that wouldn't shut down because it spent all the money it said you coould



you buy a cable package to get the channels of your choice, that package has 200 cahnnels ..how many of those channels do you ignore...

AHC is a complicated thought process JD, well above your capability ... stick to simpleton bitching, it suits you well. Originally Posted by CJ7
Once again you miss the central point, no one is forcing someone to buy cable service.
You never did have to get in any exchange, GOOOOOB!

You know, this shit is getting real tiresome.

The right wing knuckle men still don't understand how the exchanges were set up or were supposed to work.

So much caterwauling. So much screaming. So little understanding.

OK, GOOOOOB, if it makes you feel better, YOU NEED TO BUY NEW INSURANCE THROUGH THE GOVERNMENT. (Fucking hayseed idiot) Originally Posted by Yssup Rider
I know I don't need the exchange.
WTF's Avatar
  • WTF
  • 11-17-2013, 05:47 PM
if I don't have a wife (or uterus) then I don't see a real need for Ob Gyn coverage, . Originally Posted by JD Barleycorn

Don't sell yourself short JD, you show your uterus in every post.

. Do you really (I mean REALLY) think that Obama or some bureacrat is going to be aware of what I am afraid of and force me to pay for other than that coverage. Trick question! Yep, they are going to FORCE me to pay for what they think is in my best interest and that is un American. Originally Posted by JD Barleycorn
Every tax is a transfer of wealth from one to another. This tax is no different. Not sure why you think one tax is un-American and another isn't. Either they all are or they all aren't. We are forced to pay your salary but you do not seem to bitch about that. God Damn student loans are the next big bubble. Fuck heads like you bitch about the government and it turns out you take from it the most.
Yssup Rider's Avatar
I know I don't need the exchange. Originally Posted by acp5762
So why does it bother you if others do, GOOOB?
So why does it bother you if others do, GOOOB? Originally Posted by Yssup Rider
It doesn't. I was just commenting on the Thread. Not everybody has a bad Policy. The exchange may not benefit everyone.
Yssup Rider's Avatar
agreed. It wasn't established for everybody.

get it?
CJ7's Avatar
  • CJ7
  • 11-17-2013, 07:38 PM
Once again you miss the central point, no one is forcing someone to buy cable service. Originally Posted by JD Barleycorn

no one is forcing you to buy insurance either ... central point continued
...The right wing knuckle men still don't understand how the exchanges were set up or were supposed to work. Originally Posted by Yssup Rider
Sad thing is, neither does the Obama administration or the people who voted for this debacle...