I need a new roof and a new truck! But.....could have been worse.
Originally Posted by Hue Briss
How did you lose the truck? Did it go under or did a tree crush it?
I had a 35ft tall elm tree break about 10ft up from the ground and land on my metal sliding gate thats on wheels and a track. Its made of 1/8 2" square steel with wood pickets bolted to it. I had one of my trucks parked in front the gate on the driveway in front the gate. From my house it looked like my truck was fucked but the gate held up the tree for the most part. I have a few scratches on the hood but its way better than being crushed. It looked a lot worse than what it actually was.
I hate insurance and pay cash for everything so I have liability on every car I own other than grundy on a few hot rods and ncm on a few vetts so the truck would have come out of my pocket had it been crushed. So I feel like I dodged a bullet.
I hate spending money but I hate giving it away even more. Insurance is legalized extortion imho. I self insure everything and invest the money I would pay in premiums on my own and do way better usually. Every now and then I get hammered usually a hurricane but in the long run I am betting I save a ton of money by forgoing insurance and investing the money myself. I carry large liability policies to protect me from lawsuits should shit happen either in a wreck or on one of my properties or god forbid my business. To me one of the best days of my life was when I made enough money to self insure and stop making my insurance guy rich. Some of my wealthiest customers own insurance companies. Think about that.
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