Next year I will be faced with the decision that all of us will have to make, if we make it that far.
I will turn 66, and will be eligible to draw my full Social Security Benefits, which will be about $3000 a month. Of course, I have no intentions of actually "retiring", I will keep doing exactly what I do as long as my health, (mental and physical), allows.
I have had some say that "why draw it, you will give it all right back in taxes". Well, they won't take it ALL, I figure if I end up with one dollar more, I am ahead.
For you others that are facing this situation in the near future, or have already got there, what are your plans?
My attitude is, I have been paying into the system since I was 14 years old. For the past 15 years I have "maxed out", in other words, I have paid in as much as the Government can take. I would like some of it back.