We had a thread on this awhile back. TTH came on and explained how the dead kid needed to be responsible for the damage done by his detached and flying body parts. Yup, this is what our society has come to. Originally Posted by CuteOldGuySubstitute some words that reduce the shock and awe and see where you are.
Th kid ran out in front of a train. That's a pretty dangerous act. As good a definition of negligence as you can get. And when you do that, you should be responsible for the foreseeable consequences of that negligence. One of the obvious consequences is that debris from that collision is going to fly everywhere. That fact that the piece of debris in question is a body part is sad, but nonetheless, entirely within the range of predictable hazards.That's my question..."what insurance policy". He wasn't in a car, he was on foot, so the auto insurance is out. If he didn't have a life insurance policy what other insurance is there to go after? Can the injured party sue the parents? He was an adult, 18. I'm curious on this one.
And it's the kid's insurance policy that would pay the damages, just as it would be your liability insurance policy that would pay if you were in an accident that was your fault. And it's pretty damned hard to argue that pulling out in front of a train wasn't the cause of the accident and the by-stander's injuries. Originally Posted by TexTushHog
If he lived at home with parents who had homeowners insurance there could be coverage or if he had his own homeowner policy or umbrella. Originally Posted by Little StevieMaybe. Depends on the policy, I suspect. Different State's homeowner's policies probably cover different things. And many States have now gone away from standardized coverages in homeowners' lines.
Th kid ran out in front of a train. That's a pretty dangerous act. As good a definition of negligence as you can get. And when you do that, you should be responsible for the foreseeable consequences of that negligence. One of the obvious consequences is that debris from that collision is going to fly everywhere... Originally Posted by TexTushHog
Frankly, I'm surprised that any body part escaped the collision if it was a pedestrian/train collision. I've seen the aftermath of a few of those through photographs and the body is usually either left between the rails of plastered on the front and sides of the locomotive. Originally Posted by TexTushHogIf you ever find yourself arguing a similar case before a jury, I might suggest that you refrain from making a pair of such obviously contradictory statements.
First statement was assuming that he ran out in front of the train in a vehicle. Then I was told that the case allegedly involved only a pedestrian. Things don't fly so much in those circumstances, at least in the three train/pedestrian cases I was involved in. But no contradictions at all. Just do very different fact scenarios. Originally Posted by TexTushHogHuh??