The Affordable CAR Act of 2014

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The Affordable CAR Act of 2014
Posted by: Corey Pepple Posted date: November 18, 2013



The U.S. government has just passed a new law entitled “The Affordable CAR Act” declaring that every citizen MUST purchase a new car by April, 2014.

These ‘affordable’ cars will cost an average of $54,000-$155,000 each. This does not include taxes, tags, registration, fuel, maintenance, or repair costs.

This law has been passed because, until now, typically only wealthy and financially responsible people have been able to purchase cars. This new law ensures that every American can now have an ‘affordable’ car of their own, because everyone is ‘entitled’ to a new car. If you purchase your car before the end of the year, you will receive four ‘free’ tires (does not include mounting).

In order to make sure everyone purchases an ‘affordable car,’ the cost of owning a car will increase on average of 250-400% per year. This way, wealthy people will pay more for something that other people don’t want or can’t afford to maintain. But, to be fair, people who can’t afford to maintain their car will be regularly fined and children (under the age of 26) can use their parents car(s) to drive until they turn 27, after which date they must purchase their own car.

If you already have a car, you can keep yours (not really). If you don’t want or don’t need a car, you are required to buy one anyhow. If you refuse to buy one or can’t afford one, you will be regularly fined $800 until you purchase one, or face imprisonment. If you cannot (or don’t want to) purchase an ‘affordable car’ from a private business, you can buy a starter car from the U. S. government ‘affordable car exchange.’ Such a car will have the basic necessities and will only cost ‘slightly more’ than a similar car purchased from a private business. Plus, since your tax dollars will subsidize the purchase of a car from the U. S. government’s ‘affordable car exchange,’ it will appear that you are getting a good deal.

Failure to use the car will also result in fines. People living in areas with no access to roads are not exempt. Pre-existing conditions such as age, motion sickness, experience, knowledge, nor lack of desire are not acceptable excuses for not using your car.

A government review board will decide everything, including when, where, how often, and for what purposes you can use your car, along with how many people can ride in your car. The board will also determine if one is too old or healthy enough to be able to use their car, and will also decide if your car has out lived its usefulness or if you must purchase specific accessories like spinning rims or a newer and more expensive car.

Those that can afford luxury cars will be required to do so … it’s only fair. The government will also decide the color for each car. Failure to comply with these rules will result in fines and possible imprisonment.

Government officials are exempt from this new law. If they want a car, they and their families can obtain cars free at the expense of tax payers. This includes lifetime maintenance and automatic adjustments for fuel charges.

Unions, bankers, and mega companies with large political affiliations ($$$), Muslims and Amish are also exempt.
BJerk's Avatar
  • BJerk
  • 12-01-2013, 07:58 PM
You Are Here: Home » News » The Affordable CAR Act of 2014
The Affordable CAR Act of 2014
Posted by: Corey Pepple Posted date: November 18, 2013



The U.S. government has just passed a new law entitled “The Affordable CAR Act” declaring that every citizen MUST purchase a new car by April, 2014.

These ‘affordable’ cars will cost an average of $54,000-$155,000 each. This does not include taxes, tags, registration, fuel, maintenance, or repair costs.

This law has been passed because, until now, typically only wealthy and financially responsible people have been able to purchase cars. This new law ensures that every American can now have an ‘affordable’ car of their own, because everyone is ‘entitled’ to a new car. If you purchase your car before the end of the year, you will receive four ‘free’ tires (does not include mounting).

In order to make sure everyone purchases an ‘affordable car,’ the cost of owning a car will increase on average of 250-400% per year. This way, wealthy people will pay more for something that other people don’t want or can’t afford to maintain. But, to be fair, people who can’t afford to maintain their car will be regularly fined and children (under the age of 26) can use their parents car(s) to drive until they turn 27, after which date they must purchase their own car.

If you already have a car, you can keep yours (not really). If you don’t want or don’t need a car, you are required to buy one anyhow. If you refuse to buy one or can’t afford one, you will be regularly fined $800 until you purchase one, or face imprisonment. If you cannot (or don’t want to) purchase an ‘affordable car’ from a private business, you can buy a starter car from the U. S. government ‘affordable car exchange.’ Such a car will have the basic necessities and will only cost ‘slightly more’ than a similar car purchased from a private business. Plus, since your tax dollars will subsidize the purchase of a car from the U. S. government’s ‘affordable car exchange,’ it will appear that you are getting a good deal.

Failure to use the car will also result in fines. People living in areas with no access to roads are not exempt. Pre-existing conditions such as age, motion sickness, experience, knowledge, nor lack of desire are not acceptable excuses for not using your car.

A government review board will decide everything, including when, where, how often, and for what purposes you can use your car, along with how many people can ride in your car. The board will also determine if one is too old or healthy enough to be able to use their car, and will also decide if your car has out lived its usefulness or if you must purchase specific accessories like spinning rims or a newer and more expensive car.

Those that can afford luxury cars will be required to do so … it’s only fair. The government will also decide the color for each car. Failure to comply with these rules will result in fines and possible imprisonment.

Government officials are exempt from this new law. If they want a car, they and their families can obtain cars free at the expense of tax payers. This includes lifetime maintenance and automatic adjustments for fuel charges.

Unions, bankers, and mega companies with large political affiliations ($$$), Muslims and Amish are also exempt. Originally Posted by IIFFOFRDB
Are you implying Muslims are exempt from the ACA?
Yssup Rider's Avatar
Come on Bert.

he doesn't know what he's implying
Are you implying Muslims are exempt from the ACA? Originally Posted by Bert Jones
Yup.
Come on Bert.

he doesn't know what he's implying Originally Posted by Yssup Rider
Assup is a broke down free loading mother fucker...

============================== =========
REVIEW & OUTLOOK
ObamaCare's Plans Are Worse
How the Affordable Care Act raises prices and limits medical choices.

http://online.wsj.com/news/articles/...92081764514664
Nov. 29, 2013 7:05 p.m. ET
Even as President Obama reluctantly granted Americans thrown off their health plans quasi-permission to possibly keep them, he called them "the folks who, over time, I think, are going to find that the marketplaces are better." He means the ObamaCare exchanges that are replacing the private insurance market, adding that "it's important that we don't pretend that somehow that's a place worth going back to."

Enlarge Image

U.S. President Barack Obama meets with health insurance chief executives at the White House in Washington November. Reuters

Easy for him to say. The reason this furor will continue even if the website is fixed is that the public is learning that ObamaCare's insurance costs more in return for worse coverage.

Mr. Obama and his liberal allies call the old plans "substandard," but he doesn't mean from the perspective of the consumers who bought them. He means people were free to choose insurance that wasn't designed to serve his social equity and income redistribution goals. In his view, many people must pay first-class fares for coach seats so others can pay less and receive extra benefits.

Liberals justify these coercive cross-subsidies as necessary to finance coverage for the uninsured and those with pre-existing conditions. But government usually helps the less fortunate honestly by raising taxes to fund programs. In summer 2009, Senate Democrats put out such a bill, and the $1.6 trillion sticker shock led them to hide the transfers by forcing people to buy overpriced products.

This political mugging is especially unfair to the people whose plans on the current individual market are being taken away. The majority of these consumers are self-employed or small-business owners. They're middle class, rarely affluent. They took responsibility for their care without government aid, and unlike people in the job-based system, they paid with after-tax dollars.

Now they're being punished for the crime of not subsidizing ObamaCare, even though the individual market was never as dysfunctional or high cost as liberals claim. In 2012, average U.S. individual premiums were $190, ranging from a low of $123 in North Dakota to a high of $385 in Massachusetts. Average premiums for family plans fell that year by 0.5% to $412.

Those numbers come from the 13,000 different policies from 180 insurers sold on eHealthInsurance.com, the online shopping brokerage that works. (Technological wonders never cease.) Individuals can make the trade-offs between costs and benefits for themselves. This wide variety is proof that humans don't all want or need the same thing. If they did, there would be no need for a market and government could satisfy everybody.

Related Video

Editorial board member Joe Rago on how the federal health-care exchange's insurance plans compare to private-market alternatives. Photo: Getty Images

That is precisely what the Obama health planners believe they can do. Regulators mandated a very rich level of "essential" health benefits that all plans in the individual market must cover, regardless of cost. This year eHealth EHTH +0.29% reported that its data show individual premiums must be 47% higher than the old average to fund the new categories in the individual market.

Meanwhile, ObamaCare's plans are limited to essentially four. Yes, four. The law converts insurance products on the ObamaCare exchanges into interchangeable commodities that finance the same standard benefit at the same average expense over four tiers known as bronze, silver, gold and platinum.

So, for example, a bronze plan covers 60% of health-care expenses and the beneficiary pays a lower premium to pick up the remaining 40% out of pocket. Platinum carries a higher premium for a 90%-10% split. But there can be little deviation from the formulas—that is, there is little room for innovation or policy choice—to suit customer preferences.

In any case all four tiers are scrap-metal grade, because the rules ObamaCare imposes to create a supposedly superior insurance product are resulting in an objectively inferior medical product. The new mandates and rules raise costs, so insurers must compensate by offering narrow and less costly networks of doctors, hospitals and other providers in their ObamaCare products. Insurers thus restrict care and patient choice of physicians in exchange for discounted reimbursement rates, much as Medicaid does.

Nearly half of the ObamaCare plans are tightly managed HMOs, according to a McKinsey & Co. analysis. In states like California, Missouri and New Hampshire, many networks are 40% or 45% the size of those offered for normal commercial coverage. Patients face the prospect of waiting months and driving miles to clinics and county hospitals.

Narrow networks can be a useful cost-control tool, to the extent people choose to give up medical options in return for lower premiums. But that's rarely what people want when they're choosing with their own money. Some 82.5% of eHealth customers in 2012 purchased preferred provider organization plans (PPOs) that are structured so patients can visit virtually any physician.

The awful irony of this new ObamaCare health system is that all adults now enjoy mandated pediatric vision benefits, even if they don't have kids, but parents can't take their daughter to an expensive children's hospital if she gets really sick. Everybody gets "free" preventive checkups with no copays, but not treatment for a complex illness from specialists at an academic medical center.

If the old individual market was as bad as Mr. Obama said it was, then he shouldn't pretend it's a place worth going back to, even for a year's delay. His "fix" is necessary politically because ObamaCare's willful destruction of this alternative is the worst act of government mayhem since FDR's National Recovery Act. The Affordable Care Act's main achievement is turning out to be diminishing affordable care.
bambino's Avatar
Website all fixed yet?
Yssup Rider's Avatar
Wouldn't know. Don't need it anymore. Do you?
bambino's Avatar
Wouldn't know. Don't need it anymore. Do you? Originally Posted by Yssup Rider
Nope, my plan was extended thru 2014. Wasn't today the day it was going to be almost full capacity?
Wouldn't know. Don't need it anymore. Do you? Originally Posted by Yssup Rider
BJerk's Avatar
  • BJerk
  • 12-01-2013, 11:31 PM
Yup. Originally Posted by IIFFOFRDB
Muslims are not exempt from the ACA by virtue of being Muslims..sheesh. How would anyone be stupid enough to do that? You look stupid by claiming it.
BJerk's Avatar
  • BJerk
  • 12-01-2013, 11:32 PM
Come on Bert.

he doesn't know what he's implying Originally Posted by Yssup Rider
You warned me - they are idiots. Next time I will listen to you.
Yssup Rider's Avatar
My guess is he got that from the Onion and thought it was serious.

BTW -- I finally just watched one of his black dude videos. Awesome stuff! He really connects with guys like IFFFYYYYFRUMEIEIO. So does electroshock therapy.

LMAO!