Good thing I closed my checking account recently! What I do is keep my credit cards paid down and use them to pay bills! Works great. The bills I cannot pay with credit cards, I pay in person or mail. I hate banks now! I heard they are closing a couple of Walmart stores here in Albuquerque, probably because Walmart is now using the privatized prison system for labor. We have one here. The governor wants to shut it down and I am glad. She said the stock markets are also making money by puting more people in prison. The prisons are like factories inside! Shame, shame, shame!
Why would an entity that can just print money (physical bills or electronic credits) bother with stealing from an existing account?