Just received my 4th infraction and wanted get this started before I get beheaded or whatever

, besides it covers a lot so pay attention,curious as to what's considered a reasonable tip percentage and do you pay it up front or after the fact,do you carry a hefty amount of cash in your wallet or thin it out before the date , how much money do you keep available for hobbying,and ladies, do you consider no tip an insult,and what percentage makes you apt to answer a guys subsequent text or call ahead of rest of the pack?