So, lately I have attempted to branch out to some good ole local girls. However, many of these girls want a deposit payment up front by CashApp or gift card

I had another girl who sent me a link to verify by inputting name, phone number, email. Are you kidding? The oldest rule in the game is: Don't ask personal questions.
Everyone wants to maintain their discretion, but you cant do that with traceable payment methods or inputting personal info on some website.