How well were you listening when Obaminable said you could keep your doctors and your insurance company? Were you also listening when it took him into his 2nd term to put ACA online with all the tweaking by the "Secretary"?
Originally Posted by LexusLover
Never hurts to know the facts...
ObamaCare Myth: You Can Keep Your Current Health Insurance Plan
Over the years the claim has been made, “If you like your plan you can keep it, period.” The truth is a little more complicated than that. Not every American was able to keep their health insurance plan moving into 2014. Assuming your insurer offers your plan and your state allows it, those with private plans that meet the requirements of the Affordable Care Act, those with grandfathered plans, and those with public health plans can keep their plans. Those who have non-grandfathered plans that don’t offer the benefits, rights, and protections the new law mandates had to choose a new plan that meets standards by 2014. (This date was pushed back to 2015/2016 in many states.)
The truth is that the ACA mandates that insurance companies offer minimum cost sharing and minimum benefits, and so insurers elected to drop plans instead of upgrading them in many instances. The ACA does not contain a provision that says you can or can’t keep your plan. The talking point should have been, “If you like your plan you can keep it… assuming it complies with the new higher standards and your insurer continues to offer it or upgrades it.”
In many cases your insurer will help you make the change to an ACA-compliant health care plan, in other cases, it will be up to you to shop for a new private plan. This could result in higher or lower premiums based on your individual situation, but will almost always result in better quality health insurance. The truth is that many, but not all, plans that were canceled lacked important protections, like the ban on imposing lifetime limits, bans against insurance companies dropping you for reasons other than fraud, and bans on refusing coverage or treatment for preexisting conditions. See
Benefits, Rights, and Protections to understand why getting an ACA compliant plan is a wise move.
Please note that insurance companies are electing to change grandfathered plans and thus asking Americans to choose new plans. While the law states that if a plan is changed, you’ll need to choose a new plan, it does not mandate that insurers change plans with grandfathered status. Learn more about
Grandfathered Plans and Keeping Your Current Health Insurance Plan.
UPDATE: In response to the controversy surrounding this myth, the President announced a plan to let insurance companies renew and reinstate plans until 2015/2016.
ObamaCare Myth: You Can Keep Your Doctor
No section of the Affordable Care Act (check out our
summary of every provision in the PPACA) says you can or cannot keep your doctor. Keeping your doctor is between you and your doctor, having them covered by your plan depends upon your network. Your network is determined by your insurance company, not by the new health care law. Your provider determines the network of doctors and hospitals to which you have access. So, if your insurance company changes your plan or offers you a new one, there is no guarantee that you can keep your doctor. This was the case before the ACA too. It’s always smart to ask your doctor what type of insurance they take when you shop for insurance.
miscarriage the 
of airhead's 
