Maybe nobody has any money any more.
Seems like I don't.
When I first began tto hobby with the ASPD boards in 2006, the average donation for an hour with an Independent Provider was ~~$200. Today that about covers a full service AMP session for 45 min at ~$180 to $200. The regular donation for an Independent Provider is now~$300.
Fallout from this rate-creep is my observation that some provides now advertise donations for "Quick Visit" (QV) Blow-N-Go (B&G)and half hour sessions at some fraction of their hourly rate.
Screening for newbies and low frequency hobbyists is often more difficult now as well.
Supply and demand operates and the hobby market will find equilibrium.