Obamacare Vs Employer Based Plans

If you have an individual plan, you have no choice but to purchase new insurance under the requirements of Obamacare; you do not have to go through the exchange, but your current plan will be required to meet the requirements of the ACA. Which means higher premiums for most.

Is your coverage currently through some group plan ? Originally Posted by Whirlaway

Yeah it is. I retired through the State of Louisiana. Upon my retirement I kept my current Healthcare coverage. I retired in June of 2006. I don't receive a check anymore my benefit is directly deposited into my checking account monthly, but my Healthcare Plan is 366.00/month the last I checked. I also have Dental but that is separate and actually very inexpensive. I haven't received any notices from the Insurance carrier of any changes or future changes, at least not yet. The coverage is good the deductibles are reasonable and it covers a lot that's why I kept it.

What difference does it make if they cannot afford to pay for care up to their HIGH deductible and they can't pay the premiums they are ultimately charged by the CARRIERS?

And what does it matter if they can't find a provider to take their benefits from their policy that will give them the quality of care they need to CURE their PRE-EXISTING CONDITION or any other CONDITION that develops after they get their anemic coverage for the "reduced premium" they pay?

If government doesn't control the premiums but REQUIRES CERTAIN COVERAGE ...

............ who pays the shortfall? So we 'BAIL OUT" health insurance companies?

This is a train wreck in the making. See you in a year! Hopefully everyone will be truthful. Originally Posted by LexusLover

Their are self employed people who can pay the premium in the individual market, but are denied coverage because of a pre-existing condition. If you can't find a doctor with your Obamacare policy then just go to the nearest hospital when you get sick and at least you will be covered. This is better than going to the hospital with no insurance at all. How much is it costing the tax payer when an uninsured person gets treated at the nearest hospital? I don't know you can't follow the accounting. The hospital is not eating that charge that's for sure. According to the CBO Bush's prescription drug plan for seniors cost $800 billion. Obamacare will cost $1.2 Trillion. It will not be a train wreck if the individual mandate to purchase health insurance is followed. Romneycare seems to be working in the State of Mass. Romneycare and Obamacare have the same individual mandate to purchase health insurance or pay fine or as Chief Justice Roberts calls it a Tax.

Here is a quote from a link in the link touted by FLIGHTY-FLIGHT KNOW IT ALL:

" Originally Posted by LexusLover

LL, 5 months ago you sarcastically said I was a Rhodes Scholar. Now you are saying I am a know it all. If this a step up or a lateral move?

#1: Their are self employed people who can pay the premium in the individual market, but are denied coverage because of a pre-existing condition.

#2: Romneycare seems to be working in the State of Mass. Originally Posted by flghtr65

#1: And there are "self-employed people who can pay the premiums for themselves and their employees who have group coverage and their "pre-existing conditions" are covered! If you think insuring "pre-existing conditions" will be "free" or "subsidized" you really are off your meds. Anybody who has signed up yet doesn't even know if they will get a "subsidy"!

#2: Are those the same folks who love "the Canadian Plan" for its "effectiveness"?

Let me guess, you won't publish your age on here so no one will know?

And I'm certain I have ties I've worn to work older than you.

I retired through the State of Louisiana. Upon my retirement I kept my current Healthcare coverage. I retired in June of 2006. Originally Posted by acp5762

Interesting.

because there IS NO CONFIRMATION BY CARRIERS as to what the premiums will be! Originally Posted by LexusLover

Seriously? You're hanging your hat on that?

Seriously? You're hanging your hat on that? Originally Posted by Doove

What hat? You have taken one line .. you really are a whining-liberal!!!

I'd stick with Obamacare if I were you.... but, of course, I'm not! We're clear about that.

You have taken one line .. you really are a whining-liberal!!! Originally Posted by LexusLover

You really think your other line was any better?

You really think your other line was any better? Originally Posted by Doove

Actually the topic in this thread is not about "whose line is better" .. or "who can post the "trickiest" or "cutest" response ... but .. please continue ... all the way into 2016.

Actually the topic in this thread is not about "whose line is better" .. or "who can post the "trickiest" or "cutest" response ... but .. please continue ... all the way into 2016. Originally Posted by LexusLover

Will do!

Will do! Originally Posted by Doove

Yes you do...

Can you, in a cogent manner, possibly explain how obligating American taxpayers to cover the costs of incidental hospital visits, pre-Odumbocare, by the occassional uninsured patient differs significantly from mandating that American taxpayers cover the costs of perpetual, annual Odumbocare subsidies for every uninsured citizen? Originally Posted by I B Hankering

IBH, in the first part of your question, it is an unknown as to how much it is costing the taxpayer to pay for the hospital services given to every uninsured patient. The accounting can not be followed. In the second part of your question, not every uninsured citizen is getting a subsidy. You have to make less than 400% above the poverty line. So, to get a subsidy for Obamacare a family of 4 must make more than $22,500 and less than $90,000. If the family of 4 makes more than $90,000 you will not get a subsidy. If the family of 4 makes less than $22,500 they will not qualify for an Obamacare policy (a policy from the government exchange) they will get coverage from their state Medicaid program instead. I don't know what will be the cost of all the subsidy's. The CBO has estimated that Obamacare will cost 1.2 Trillion. This is about 400 billion more than the Bush prescription drug program for seniors which cost $800 billion.

IBH, in the first part of your question, it is an unknown as to how much it is costing the taxpayer to pay for the hospital services given to every uninsured patient.

So, to get a subsidy for Obamacare ..... . Originally Posted by flghtr65

It's unknown to whom?

And if one has an employer plan ... no subsidy.

So, why don't we just put the 11 million ACTUAL UNINSURED on medicare ...

......... whether they like it or not?

Then when the show up at the ER with runny nose .. send them to the "clinic"!!!!

Charge them a "tax" of $700 a year ... to offset the costs .. and if they don't pay the "tax" do what we do to all tax evaders ... put them in prison where they will get medical care.... and put the children in foster homes where they will get medical care from the state programs.

It's unknown to whom?

And if one has an employer plan ... no subsidy.

So, why don't we just put the 11 million ACTUAL UNINSURED on medicare ...

......... whether they like it or not?

Then when the show up at the ER with runny nose .. send them to the "clinic"!!!!

Charge them a "tax" of $700 a year ... to offset the costs .. and if they don't pay the "tax" do what we do to all tax evaders ... put them in prison where they will get medical care.... and put the children in foster homes where they will get medical care from the state programs. Originally Posted by LexusLover

That sounds like a plan.

It's unknown to whom?

And if one has an employer plan ... no subsidy.

So, why don't we just put the 11 million ACTUAL UNINSURED on medicare ...

......... whether they like it or not?

Then when the show up at the ER with runny nose .. send them to the "clinic"!!!!

Charge them a "tax" of $700 a year ... to offset the costs .. and if they don't pay the "tax" do what we do to all tax evaders ... put them in prison where they will get medical care.... and put the children in foster homes where they will get medical care from the state programs. Originally Posted by LexusLover

That would be to logical, besides if your idea was actually implemented Leftist Democrats would never get elected.