so you have a plan....seems to me your mind is made up on getting the boat and you just want advice on which one to get. unfortunately i cannot help you because im more into jet boats and lake boats. your looking that the boats that stay docked in the harbor. mine gets towed to and from the body of water.
do they have boat shows in your area? we just had one in houston area (yacht show really). i would visit a boat/yacht dealer. I am sure you could find a nice Chaparral boat for mid level pricing. Now your price range has a lot to do with it but yachts and expensive boats are the first to dump in economic hard times. i have seen many on foreclosure around the 75k range.
this one is one of my favorites....
http://www.chaparralboats.com/2011/c...d=25&page=home