Sorry I haven't had time to respond to all the comments. I've been busy getting this debt paid off. I've repaid 25% already since I posted this and will have the rest paid in no time. I posted this to give someone an opportunity to profit from this transaction, but I guess yall like working hard for your money instead of your money working for you. Both hookers and johns need to make money, so I figured there would be at least one person on here like me who likes to make easy money. I work hard for most of my money, but I do a lot better in life by using that money to generate more money. I'm sorry that most of you don't understand the concept.
To all of my ignorant haters: a secured loan means that you have a tangible asset to put up as collateral in case of default on the loan. I'm pretty sure I can't forge a vehicle title well enough to even look close to legit and I sure as hell can't fabricate a 50-year-old classic car! I could park the damn thing in your driveway and give you the keys if it made you feel more comfortable about the deal, but there's no reason to even discuss terms like that if you aren't serious about doing business.
I sincerely appreciate the helpful suggestions like Britttany and Chitown's, but they aren't really good alternatives to a short-term loan. I have several vehicles listed for sale now, but will very likely have the debt paid already before I even get one sold. While a home equity loan could be an option, it doesn't seem feasible for a $2,000 loan that would be paid off in 2 weeks. I think those are intended for larger loans over longer terms. It's worth looking into though.
For Doc and the rest of those who aren't accustomed to a credit-free lifestyle:
Milenko, Milenko, you come to a hooker board looking for a loan? You assert you are a good credit risk yet you have to borrow $2,000? I'm sorry Bro. but this story is not adding up:
1. You claim you have no credit score because you don't have credit.
2. How do you rent a car without a credit card?
3. You start pulling out large sums of cash to purchase an airline ticket at the counter?
4. Are you aware that most major hotels will not allow you to register without a credit card?
5. You want us to believe that you only deal in cash, yet you don't have $2,000 in cash on hand?
Originally Posted by DocHolyday
1. Correct. It's kind of like getting a test at school and you just don't take the test. They give you a 0 score by default. Except there's no such thing as a 0 credit score, so it's just blank. You can do good or bad on the test and have a good or bad score as a result, but if you never even took the test, you just have... nothing! That's how the guy at the loan place explained it to me.
2. I've only rented cars on my employer's account. I tried renting on my own once, several years ago, and got denied for having no credit score.
3. No, I've only flown for business at my employer's expense. If I did purchase my own ticket, I would probably use a debit card. I don't deal strictly in cash. I just use my own money, which can be converted to card form when needed.
4. Yes, but they accept debit cards as well.
5. Yes, I have plenty of tangible assets that can be converted to cash, just not quickly and easily. This is one of the only times I've foolishly left myself without much liquidity in my investments, but I'm sure it won't happen again anytime soon.
I am only behind by $1,500 now, but the opportunity is still on the table for a few more days if anyone wants to take advantage of it. Thanks.