"Health Premiums"?
It just occurred to me that now that "sexual harassment" accusations are no longer of value in defeating a candidate are we now back to health care issues?
With out the tax penalty people can buy the policy they want and avoid the taxNo it’s not cheaper and it has nothing to do with policy choice it has to do with the simple fact that if less people participate in the insurance pool rates go up. The mandate was incentive to participate, now it’s gone, rates will increase. It’s that simple. If car insurance wasn’t mandatory your auto insurance rates would go up for the same reason. Don’t be such a block head and think for once and it will make sense to you !
seems cheaper to me
The Issue is pre-existing conditions where obamacare premiums will go up in the individual market as people buy or not buy what they want and all the subsidy cases and preexisting cases languish Originally Posted by nevergaveitathought
No it’s not cheaper and it has nothing to do with policy choice it has to do with the simple fact that if less people participate in the insurance pool rates go up. The mandate was incentive to participate, now it’s gone, .... Originally Posted by StandinStraightHave you ever explained how a $1200 annual fee is an "incentive" to spend $12,000 annually?
No it’s not cheaper and it has nothing to do with policy choice it has to do with the simple fact that if less people participate in the insurance pool rates go up. The mandate was incentive to participate, now it’s gone, rates will increase. It’s that simple. If car insurance wasn’t mandatory your auto insurance rates would go up for the same reason. Don’t be such a block head and think for once and it will make sense to you ! Originally Posted by StandinStraightHey trollboy, premiums were already increasing at double-digit annual rates both BEFORE and AFTER odumbocare was passed in 2010. The ACA is a colossal failure. Buying insurance in the individual marketplace is now as costly as a home mortgage. Fully 45% of all counties in the US have either one or zero insurers currently offering coverage. The dim-retards who crafted the ACA refused to allow interstate competition by insurers or put a cap on lawsuit awards - two provisions that would have pushed down premiums. They also forced insurers to cover a long list of "essential benefits" whether consumers need them or not, thereby driving up costs and making it impossible to pick and choose your coverage.
No it’s not cheaper and it has nothing to do with policy choice it has to do with the simple fact that if less people participate in the insurance pool rates go up. The mandate was incentive to participate, now it’s gone, rates will increase. It’s that simple. If car insurance wasn’t mandatory your auto insurance rates would go up for the same reason. Don’t be such a block head and think for once and it will make sense to you ! Originally Posted by StandinStraightCan you read?
No it’s not cheaper and it has nothing to do with policy choice ... Originally Posted by StandinStraightJust because it doesn't for you doesn't mean the same for everyone else ..... there are a lot of choices people can make that will reduce their monthly premiums.
Just because it doesn't for you doesn't mean the same for everyone else ..... there are a lot of choices people can make that will reduce their monthly premiums.No not everyone has to have health insurance but if you did not you were subject to a fine, that was the mandate. Rather than pay the fine most people purchased the insurance and made the risk pool larger. When the mandate is gone so Is the incentive to insure yourself, now these same people will choose to go without insurance. The risk pool decreases and insurance rates increase.
You seem to believe everyone has to have health insurance, also. Originally Posted by LexusLover
No not everyone has to have health insurance but if you did not you were subject to a fine, that was the mandate. Originally Posted by StandinStraightWrong again! The mandate is not a "fine"! It's a tax. Remember?
You also have this wrong.
The ACA also made sure that policies sold by insurance companies were not crappy policies that offered little in protection, the attraction being lower premiums. Originally Posted by StandinStraight
Nope Obama promised that. Low premiums, high as fuck deductibles and co-pays, Provisional coverage for preexisting conditions, selective treatment. Like anything else some will win, some will lose. Nothing special about it. Trumpcare might have a few tweaks but not much better, it is what it is. Stop trying to underscore Republicans. The Democrats aren't doing any better in terms of Healthcare reform.He's to stupid to know better
Jim Originally Posted by Mr MojoRisin
No it’s not cheaper and it has nothing to do with policy choice it has to do with the simple fact that if less people participate in the insurance pool rates go up. The mandate was incentive to participate, now it’s gone, rates will increase. It’s that simple. If car insurance wasn’t mandatory your auto insurance rates would go up for the same reason. Don’t be such a block head and think for once and it will make sense to you ! Originally Posted by StandinStraightYea it's been great, before Obamacare I paid $350 a month and a $2 K deductible for a family of 3. Today, since Obama's "affordable" care act I pay $1,350 a month and a $5K deductible. I am sure glad all those people bought insurance and made my premiums go down $2,200 a year like Obama promised.