The health insurance companies would rather not sell a policy to someone who "is ALREADY sick" in the individual market. To level the playing field, the individual mandate was put in to achieve balanced risk pools. No insurance company is going to turn a profit with a negative risk pool. The health insurance companies are not "non-profits". Having a risk pool made up nothing but sick policy holders would simply drive the health insurance company out of business.
Since the passing of Obamacare...it now costs you a fee just to be an American. Originally Posted by TheDaliLama
This is why Aetna reduced the number of states they are selling health insurance in from 15 to 4 on HealthCare.Gov for year 2017 .
http://www.cnbc.com/2016/08/16/aetna...s-in-2017.html