To get back on track a little, check out the springfield xd some mentioned earlier. They come with the most stuff and are very very well made. Price is right as well...
Now on to the other stuff, so do you like your guns to shoot really fast and light or slow and hard hitting? How many rounds do you like out of your magazines? Whew I can't wait to see Ginger and her razorback shirt.
I don't like 'cheap' guns but I have a Taurus PT145 and love it. Very accurate holds 9+1 rounds and got it for $299 from CDNN, with two clips and hard case. I also have an FN FNP compact 9, and one of the ultimate pistols; the HK P7 ($799, but one of the most accurate semi auto pistols ever made). But the next pistol I want to get is a Kahr PM45 or a Colt New Agent. Both fabulous guns.
The Kahr is almost, I say almost, as sexy as you are. and that's not my heart throbbing.