So you want the taxpayers to subsidize your premiums.
That is simply NOT TRUE. The ONLY REASON the "mandate" was passed was as an attempt to FORCE PEOPLE to purchase health care coverage. Do you know what that means?
One has to remove from the exaggerated numbers of "uninsureds" those persons who didn't want to buy health insurance coverage, not those who couldn't afford it. The dumbass concept of FORCING PEOPLE to pay for something they didn't want in order to "spread the costs" to the carrier among those who DIDN'T NEED INSURANCE was the kind of stupid thinking Liberals apply to humanity.
That's why premiums increased ... to spread the costs of benefits among THOSE WHO CAN PAY ... and SUBSIDIES with taxpayers' money ... added to it ... the costs for those who WERE ABLE TO PAY ... either through job coverage or open market coverage. The stupid part is .... the fine was less than the premiums.
Here's a perfect example: Toll roads and "EZ Tags" ... if the FINE & COSTS of sneaking onto the Toll Road was less than a charge on the EZ tag account ... no one would get an EZ TAG!
But Liberals don't understand "human nature"! They try to "engineer" it!
Originally Posted by LexusLover
The individual mandate was put in for one reason and one reason only, to achieve balanced risk pools. Romneycare in Mass has the individual mandate. In the state of Mass over 90 percent of citizens are in insured and is ranked #1. In Texas you have one of the lowest insured percentage rates.
You have gone full circle with ACA. First, it was the insurance being sold on HealthCare.gov was "Not Real Insurance" now the complaint is they didn't make the fine high enough.
The ACA law has insured more people. Before the law was passed 80% of all citizens under age 65 were insured. Now it's 90% of all citizens under age 65 are insured. If you can't balance out the risk pools, then the only thing you can do is what Dalilama was alluding to in another thread and that is put the people with pre-existing conditions into their own single payer system, handled by the government. Everyone else would be in the "Free Market" and this would eliminate the severe spikes that were caused by the people who were already sick.
Removing expanded Medicaid for the poor, which is what the bill that Ryan is pitching now will do solves nothing.