My absolute worst encounter was with a 19 year old whitie/Latina (?), a few years back when I started hobbying with indies.
Her screening was to ask me to text her a pic of my dick, so "she could make sure I wasn't LE". I complied, like the fool that I was! I felt so ridiculous!
Then she asks me to show up at an ugly motel in a seedy part of town, and sit in the car in the parking lot for 20 minutes - god knows why. When she finally lets me in, surprise! She's not the girl in the ad! She was cute enough, so I went along.
She immediately starts patting me down for weapons! Then she started texting furiously (her pimp? her BF? her GF?), not paying any attention to me. She was clearly very nervous. I tried to gently calm her down, reassuring her I was not LE but she would have none of it - too busy showing me who was da Boss!
She orders me to pay her and then to strip and lay on my back, and starts giving a dry HJ - no lube! When I gently suggested she use some lube, or her mouth, she curtly replies "NO - that's how I do it!"
At this point, dickie wasn't happy with the rough, painful rub, so I asked her to go to FS. This is where it really went south - she claimed she was visited by Mo' Flo' (oldest excuse in the book) and that the HJ was all I was gonna get!
At this point, I told her I had enough, and asked for my money back. She said "NO!", and started furiously texting again (her fiancée? her bodyguard?). So I sighed, and just left...
I learned a LOT with this one encounter... I left with my dignity more or less intact, less the $100 qv fee... I wish all my life lessons were that cheap!
I'm curious to hear you all's horror stories...