Most providers truly can't see past the next shopping trip. You that aren't that way know I'm not talking about you.
God, it's so sad and so true. 50% of everything I make (PRE-tax) goes into savings/investing. Then I pay taxes (on the entirety of my money, not just the part I don't "save"), pay all bills, send money to my parent, take care of business expenses (advertising, new lingerie, photoshoots, etc), and THEN I have money to do what I want with. I saved up to buy new suspension, hawk performance brakes, and stainless steel brakelines. Will serve me a lot better than "ANOTHER coach bag" imo. Hell the most expensive purse I own is a $30 Vera Bradley heh.
I saw a woman in Vancouver who went into this, did amazing (at least 10k/month, no joke. She was high volume offering PSE blow and gos for $100), and came out of it with....
nothing.
Not a dime saved. No education. Nothing, nada, zip. Well that's not exactly true - I think she had the entire collection of clothing from Dare to Ware (
http://www.dare-to-wear.com/) as she literally posted new photos every 3 days, and it was ALWAAAAAAAAYS in their clothes. I think she works for $12 an hour now, not really sure what happened to her. I made a vow to never be in her shoes when I started this job.