Ladies
If you need "advise" on how to deal with a collection or re-establishing credit. Give me pm. 20 years as "Professional" helping people with credit problems. I do NOT send letter to the credit bureau disputing everything!. Every situation is different, if you need a few points to reach a certain credit score or need over 100 points i can help. I've gotten people into cars,homes,boats,etc you name it. I am retired and don't do it anymore but i occasional give advise to people that need it. So if you want someone to point you in the right direction on what to do give me a pm.