So my question is, are others in this situation? How do you extract the extra cash? Or is like I'm doing the best way there is? I can't direct deposit to another account or write a check, since everything is being "watched" now

I was thinking of Paypal or something like that, but even that shows up on the checking accounts page. No credit cards either. I've thought about grocery store cash back, but even this shows up as a cash withdrawal now on the accounts page.
Anyway, any help will be appreciated. Like if someone knows a store that allows cash backs but doesn't show up on the bank account...something like that would be helpful.