https://www.npr.org/2019/02/25/69709...-relationships
"Every transaction has a memo line, and the app suggests emoji instead of words for things like pizza, wine and rent.so be careful with your use of electronic payment systems, esp your sharing settings !!!
The memos and emoji are public by default. Venmo offers to sync users' phone and Facebook contacts too. So you can see how your friends — and total strangers — spend money and what they're asking others to pay for."
in their privacy policy (https://venmo.com/legal/us-privacy-policy/), is this...
"Social Web Information - including but not limited to your Facebook Connect credentials and email account information. If you authorize Facebook Connect, the plug in allows us access to your email address, Facebook friends list, and public profile (including profile picture). We also allow you to import data from other social web services, including but not limited to Twitter, FourSquare, and email service providers. Social and e-mail contact information helps you connect to friends and contacts for invitation and payment transmission purposes (as well as helping us improve the Services and fight fraud). Additionally, another Venmo user may mention you in a transaction to which you are not a party by “tagging” your username in a transaction note or comment. When you are mentioned in a transaction note or comment into which you have visibility (e.g., a public transaction, a “friends only” transaction by one of your Venmo friends, or a comment on either such transaction), a link to your Venmo profile will appear in the transaction note or comment and, if your push notifications are turned on, you will receive a push notification about the mentions. You may manage certain contact preferences and notifications in your account settings."