I have never done a USDA loan but have read about it extensively and my curiosity is getting someone's perspective that's actually been through the whole process.
Thinking about using this route for a house.
- Busty
- 10-11-2025, 03:24 PM
- Unique_Carpenter
- 10-11-2025, 04:55 PM
Well, you have to buy in a qualifying area and they will pull a full credit check. Note that a USDA Loan is actually only a guarantee on top of a local banks mortgage loan. But they get approved frequently.