This is not a real Mastercard TV commercial.
It was part of a student project at Los Angeles Film School in 2001 spoofing the Mastercard Priceless advertising campaign:
https://en.wikipedia.org/wiki/Pricel...ising_campaign)
Regardless, it's still hilarious.
It'd even has an IMDB entry
https://www.imdb.com/title/tt0416850/
https://www.youtube.com/watch?v=EPitKPAkKUE