Just FOund Out There's A Lien On Car I Bought

Champagne Brown's Avatar
What can I do If anything? Can someone help?
dearhunter's Avatar
Did you buy it from an individual, and they just signed over the title?
Champagne Brown's Avatar
I never got the tittle now I know why. I got a bill of sell thought it was just a lost tittle. Was going to do a bond but they can't help me.
RGB93's Avatar
  • RGB93
  • 10-15-2012, 12:29 PM
What is the BlueBook value, What did you pay for it and last how much is the lean?
Champagne Brown's Avatar
What is the BlueBook value, What did you pay for it and last how much is the lean? Originally Posted by RGB93
I dont know how much the lien is. I have to find out who has it on the car. I was giving a number from a member on here to call a lady that could help on getting the title. I gave the VIN # over phone she ran it and told me there a lien. It's a 2003 Mercury Sable. 1,000 due to the title
LexusLover's Avatar
1,000 due to the title Originally Posted by Champagne Brown
Wrong. 1,000 due to the lien. Sorry that happened to you, but, unfortunately, you have a lot of company out there .... you got had and not in a nice way. You get the lien off by paying off the lien .... but ....

remember what just happened to you. Don't go handing some $@$^% money in exchange for a piece of paper that says the lien is released. You will just be wasting more money. Get a copy of the existing title or a current vehicle history from Texas Motor Vehicles and contact the entity or person shown on the history ... treat it like a new hobbyist as far as background check is concerned to make sure the person who contacts you is the one and the same.

After all of this is over you will discover you did not save money. Sorry.

There is always the option of getting the money back from the seller.
dearhunter's Avatar
yup
Champagne Brown's Avatar
A 1000 is what I paid for the car sorry since he said he lost the title.
dearhunter's Avatar
Don't you get it yet?

He probably didn't have a title. Because, the party with the lien is holding the title.
ElisabethWhispers's Avatar
I never got the tittle now I know why. I got a bill of sell thought it was just a lost tittle. Was going to do a bond but they can't help me. Originally Posted by Champagne Brown
A couple of years ago, I bought and paid cash for a car from an escort here in town. And she did the same thing to me.

The title had one of those loans attached to it. The she-wolf (which is an insult to wolves everywhere) wouldn't tell me the place where the loan was so that I could make good there.

I REALLY liked this car.

I spoke to a couple of attorneys. There is supposedly a law in Texas that says if you're sold a car with a lien on the title that you can go to small claims court and sue.

But someone told me later in MY quest to get that damn title (which I never did), that there is some law (and good luck finding it) that protects people like us who are conned and we can get a clear title.

Basically, you're screwed. I kept a friendly front, still do, with the person who sold me my vehicle. And this was the ONLY way that I was able to get a new license sticker. She had to go with me. It was very difficult for me to remain civil.

You can trace who the lien holder is and then speak to them. My issue with THAT was the company had changed names. I know people who were able to check things out like title liens (and you can do this yourself) but this company was probably pretty shady. I looked and called similar places in the area but never could find the lien holder and even after begging, the seller wouldn't give it to me.

It's a sad place to be in, I know. I payed for the vehicle and when the transmission blew, I would have fixed it if I had a clear title. But I also worried that it would be picked up at any time because there was money due on it.

So in the end, I sold it for scrap metal.

Good luck. I don't have any really good advice. Except to REALLY check the title next time BEFORE you purchase the vehicle. It's tough to be trusting and to have something like that happen.

And to hell to the people who do crap like this to others. It's disgraceful.
LexusLover's Avatar
A 1000 is what I paid for the car sorry since he said he lost the title. Originally Posted by Champagne Brown
I know, but he/she took your 1000 cuz it had a lien on it! Get my drift?

IMO he/she knew it, too, that's why he/she didn't have a title to give to you .

Lien will show.

"BP car salesperson"
LexusLover's Avatar
I spoke to a couple of attorneys.

Basically, you're screwed.

She had to go with me.

So in the end, I sold it for scrap metal. Originally Posted by ElisabethWhispers
When an attorney tells you you have a good suit ask the attorney to take the case on a % of the recovery. If the attorney doesn't that will tell how good the suit is!!!!

#2. Is correct.

#3: is ridiculous ... "she" should give the money back .. sell it to some other sucker.

#4: you will be asked for paper if you sell it for scrap metal.
Champagne Brown's Avatar
Thank every one for in forming me on this issue. And I do get it now.
Dnasty's Avatar
There is a loophole to get around that. Private message me....
RGB93's Avatar
  • RGB93
  • 10-15-2012, 02:01 PM
A few thoughts, drive it until the tags run out. Park it where it will be issued parking tickets, which will go to the registered owner. When the tags run out, park it where it will be towed. This will cause a lot of headaces to the registerd owner.

You could file a small claims suit and get a judment against him. ( he probably will not show up for the court date) it is hard to collect on a judment.

Check with the police, see if the sale falls under fraud, maybe you can file a criminal complaint.

Maybe you can work out something with the title lean holder if the cost and what you paid is much less then the real value of the car.

If you can drive it for a year, your getting your $1000.00 back as rental costs.