Is there a third way here?
Outcall to my place? No thanks, I've seen Risky Business.
Outcall to my hotel room? No thanks, I'm already spending a bunch of money on a BJ. I don't need to get fucked by Best Western too!
Incall to her place? Awww snap! We in da hood!
Incall to her hotel room? Hell yeah!
Car date? No, beds are more fun.
Outside under the stars? Maybe, but it sounds more rapey than romantic.
What about a third neutral location? Somebody needs to rent a playhouse where we can all go to play safely. It wouldn't be a brothel, bawdy house, or house of ill repute. It would just be a random apartment somewhere in the metro.